Der Bund der Versicherten e. V. (BdV) ist ein wichtiger Ansprechpartner für Bundes- und Landesministerien sowie Gerichte und Behörden. Als Deutschlands größte Verbraucherschutzorganisation für Versicherte nehmen wir an vielen Gesetzgebungsverfahren, auch für europäische Institutionen, mit Stellungnahmen teil.

Europa | 17.08.2017

European Commission Draft Delegated Acts supplementing Insurance Distribution Directive

Download PDF (86.96 KB)

We are strongly concerned that several changes of EIPOA's original proposals by the European Commission do not only lower the level of consumer protection, but will also hinder a convergent application by market participants. These changes are related to the product oversight and governance requirements and to insurance-based investment products.

Europa | 15.06.2017

EU Commission Consultation on FinTech: a more competitive and innovative European financial sector

Download PDF (104.95 KB)

FinTech, including InsurTech and Robo-Advisors, may be a factor for a more competitive and innovative European financial sector. But BdV underlines that consumers and investors must always be able to continue relying on high standards of consumer and investor protection, of data protection and privacy rights and of legal responsibility on the part of financial services providers.


Europa | 09.05.2017

EIOPA Consultation on the proposal for Guidelines under IDD on complex insurance-based investment products

Download PDF (57.23 KB)

BdV welcomes Guidelines on complex IBIPs but emphasizes the need for strict criteria. If too many exemptions from the suitability and appropriateness assessments are made, there will not be any changes in distribution practices of life insurances.


Login zum Mitgliederbereich